Friday, January 21, 2022

Welcome to Homeschool!

Before I talk about what this post is about, I just have to address the fact that I pretty much quit this blog for way too long. I had every intention of catching and keeping it up, but I failed. I do want to go back and try to catch up as much as I can. I have fallen in love with the YouTube community and prefer to video our day, instead of capturing a picture. I hope to find a good balance between the two because I really want my blog to be up to date, but I also want the memories of our life on camera. Now that I've gotten that out of the way, let's talk homeschool!

I want to create several posts about homeschool, with one talking about the reasons I chose to homeschool. This post is jumping straight into how our first weeks have gone so far. Maddy started Kindergarten on August 3, 2015. Our first day did not go at all like I had hoped. I quickly realized that I did not have a good schedule and her day started just like any day would prior to school. She woke up, had breakfast, and started playing with her toys. During my lunch break I did a mini photo shoot with her outside to remember her first day.

The rest of her day while I worked included lunch, play, and nap. She has not had a nap time in two years. She really wanted to have nap time for school, so I of coarse said okay. Once I was done with work we played outside for about 30 minutes, and then came in and had dinner. I wish I could remember what was for dinner on her first day of school, but I forgot. After dinner her school time began. I don't have any pictures of her during school because I am busy teaching. We start off every day with the calandar, weather, days of the month, days of the week, and then 100 chart. It took me a week or two to realize we were forgetting to say the pledge of allegiance...oops! The first unit was about the days of creation. Each day we talked about what God created and then she illustrated it. Once we went through all seven days, we turned her illustrations into a book. I am so proud of our first class book. She did a wonderful job with her drawings. The creation unit was 10 days long. Our first real unit was on the sun and the letter s. Maddy already knows her alphabet and sounds, but the curriculum we are using goes over them for Kindergarten. She has not been bored reviewing what she already knows thank goodness. We talked about how the sun gives us light, the sun is used for measuring time and days, and the sun gives us heat. We made a sundial and I wish I had taken some pictures of it, but I didn't.

The number of the week was 1. Each unit we will add another number. We put the numbers in a box and she will reach in and pick one out. Once she picks a number she will have to count that number using manipulative's, and then write the number on a piece of paper.

Our second unit was on the moon and letter Mm. Once I got to this unit I had already figured out some good ideas. I purchased a Kindergarten workbook and while I work she works on her workbook. I check her sheets to make sure they are correct. She is beyond excited to sit at her desk and do worksheets. My lunch break we spend doing our morning meeting which consists of: the pledge of allegiance, prayer, days of the month, calandar, weather, 100's chart. On my break we start our first lesson whether it be introducing the letter of the next 6 days or theme of the week. We finish up once I am off work. I also purchased the pre-k Handwriting Without Tears program because I thought it might help her write a little better. Maybe I should have ordered the Kindergarten version because so far it's been a waste of money. I think if she had not been taught to write prior to being homeschooled the program would definitely have helped, but it's not helpful to us at this stage of her learning. We did a lot more activities with this unit. I purchased a Melissa and Doug floor puzzle that looks like this:

She thoroughly enjoyed putting this huge puzzle together. We are going to put it together one last time before we move on to our next theme. We talked about the different moon phases and why the moon changes shapes. We also talked about how the moon does not have light of it's own, but is actually the reflection of the sun's light. Our final activity was making a moon cake. There are times I wish I had a photographer follow us around to capture these special moments. I did snap a picture or two in the process of making it, but it doesn't tell the whole story. I also forgot to snap a picture of the "full moon" once it was done. We ended up having to go to the store twice for ingredients. The recipe called for vinegar...I have never seen a cake recipe that calls for vinegar. I was really doubting how it was going to taste and tried my best to prepare Maddy that she probably wouldn't like the cake. Much to my surprise it turned out pretty good. The whole cake was the full moon. We then cut the cake in half to make a half moon, and finally we made a crescent moon to the best of my ability. To make the evening even more fun we had a picnic under the moon. It was supposed to have been a full moon so we spread out an old sheet and ate our cake and admired the moon. Maddy ended up really liking the cake...whew! We then pretended we were walking on the moon. There is no gravity on the moon so we had to do out best no gravity walk. Maddy did not want to go back inside. I ended up letting her sleep in her "spaceship" we had made. I spread her comforter over the end of her bed over to her toy buckets to make a fort. Earlier in the week we had talked about what we might need if we were going to go on a rocket to the moon. She was so happy to get to sleep in her fort. We made a bed out of blankets and all her stuffed animals are nearby. She has a night light she sleeps with, which helped for this unit because it's in the shape of a moon.

I am still learning how to do this homeschool thing. I want to make it as fun for her as possible. Pinterest has definitely been my best friend :) My goal is to make a post at the end of each week to talk about what we did for school and eventually add pictures.

2021 Victory


 I just received my 2021 success from Credit Karma and am amazed at the progress I made in 2021. I don't feel comfortable sharing my actual numbers just yet but will share the overview. 

In 2021 I raised my credit score by 84 points!

I have paid off over 50% of my car loan.

I have also paid off most of my student loan, thanks to 0% interest :)

This is a very small update, but I wanted to share the wins I have had just from applying the Budget Mom methods. I will be credit card debt free in 2023. It has been SO hard to not do all the things we used to do, but I am starting to see the rewards and the finish line is just up ahead. We have big plans for the future, and this is the first step to achieving those plans.

When I first started this process, I had to watch the Budget Mom YouTube videos every single day. That was my motivation to stay on track. After I got the hang of it, I was able to motivate my own self. I talk so much about the Budget Mom because she has really helped me to achieve goals I thought were impossible. It takes baby steps and before you know it you will be well on your way to achieving the bigger goals you may have set.


If I can do it, anyone can :)





Wednesday, January 12, 2022

Girls Just Wanna Have Fun

Disclosure: Some of the links below are affiliate links. This means that, at zero cost to you, I will earn an affiliate commission if you click through the link and finalize a purchase. 


One of the hurdles I faced when trying to stick to a budget is entertainment. My budget is pretty tight, and as I pay off debt, I snowball the minimum payment onto the next debt I am trying to pay off. With prices going up and my paycheck not going up, every dollar is going to necessities and debt. I had to get creative in how we could do fun things for little to no cost. One thing we have found is we enjoy hiking, or at least our version of hiking. I had no idea until I googled trails near me what all our town had to offer. We have been to several new places within our town, and still have more to check out. We tend to only hike in the wintertime because I am terrified of snakes. Below are some of pictures I took on our hikes:

There is nothing better than taking in the view :)

There are a few places we will hike in the summer. This is around Benton Falls.



Another place we love to go is Cades Cove in Pigeon Forge, TN. We have seen several bears there, and usually hike the Abrams Falls trail. 



We like to find trails that have interesting things along the way. 




I highly recommend Raccoon Mountain. It is so beautiful! 









We love to find new places to explore. We are definitely NOT experienced hikers. I often say we are like the Gilmore Girls when it comes to hiking. We might have some of the gear, but we are not real hikers lol. We have gone on enough hikes that we now have proper hiking boots. I purchased our boots through savings. I purchased ones like these

The other thing we like to do for fun is go to our local park. Our park is in a country setting, so it is quite peaceful. We tend to make it to the park more in the summer/fall.



Another low-cost thing we like to do is go for a drive and sing our heart out. Sometimes we will sing in a country accent while other times we will try to sing in a British accent. If you have watched Grey's Anatomy, instead of "dance it out," we sometimes "sing it out." We have dance parties as well, but when we need to get out of the house "sing it out" is much better. 

It is possible to find cheap or free things to do. During Christmas time we love going downtown to see all the Christmas lights. We have something to do for every season. Sometimes it may get a little boring doing the same thing over and over again, but it sure beats sitting at home being bored.





































































Friday, January 7, 2022

Going, Going, Gone

I wanted to do a small budget update. I did not expect to pay off anything in 2021 since my debt was so high, but I was wrong. In December I was able to pay off one of my higher balance credit cards. I was beyond ecstatic!! I have paid off almost 50% of my debt thanks to the Budget Mom!


If you are like me and think there is no way possible to save a dime, you are probably wrong. My initial savings started with loose change. In about a year's time I was able to save $100 in change. Once I saw how much was saved I decided to step up to dollars. One savings challenge idea from the Budget Mom is to save every $5 bill you get. I tried this for a month, but had to stop because it was taking too much of my already low food budget lol. I did participate in the savings challenge courses the Budget Mom creates every year for a small fee, and that was helpful in paying off debt. 


My Christmas fund struggled a bit. I normally save a certain amount of money each check. With the rising cost of food, gas, and rent, all my extra money was gone. We saved up enough money for a PS5 last year. We waited in several queues to try to purchase one with no luck. I thank God we never got to purchase one because that was able to go towards the Christmas fund. We were a little disappointed to not be able to continue on with our PS5 plans, but we know it is just a temporary set back and as soon as we can we will start saving again :)


Through this debt free journey I have included my daughter in the plan. I want her to see why credit cards are bad. I want her to learn up front you should always save for what you want, instead of throwing it on a card. I want her to learn to create a budget and stick with it so she can support herself when the time comes. Whenever I work on my budget, she will pull out her money and work on hers. She has goals she wants to achieve and thankfully she is learning to achieve them the right way, by saving her money. 


I am so thankful to have stumbled upon the Budget Mom. She has helped to keep me motivated to become debt free. She has helped me realize I am an emotional shopper. I have gotten so much better, but those old tendencies like to creep up every now and then. Some days I feel like I will never have financial freedom, but I know as long as I do what I can, I will get there. 


I am excited to see what progress is made in 2022!!!


Happy New Year!




Friday, March 12, 2021

The Budget Mom

If you are in charge of finances, you will want to follow The Budget Mom on Instagram. I have been following her for a year now and am blown away at the progress I have made in my budget. Prior to finding her I didn't have a budget. I charged all of Christmas. I had zero savings. Financially I was a mess and didn't even know it. I now have a budget for each time I get paid, although I am still learning and tweaking. I am now prepared for Christmas and I have some savings. My journey began because I have so many places I want to travel to, but I never have the money. I got fed up throwing away my check to debt and finally said enough is enough. Throughout 2020 and a pandemic, I have been able to pay off five small credit cards, have saved for Christmas, and a few other things. I am now working on my larger debt and will not see the same amount of progress in 2021, but I am okay with that because at least progress will be made. 



This is an older picture from The Budget Mom's Instagram account, but her workbook is pretty much the same.


I am so excited to see what progress is made throughout the year! 

Monday, January 20, 2020

The Ark Encounter

We took a weekend trip to Cincinnati, Ohio the weekend after Christmas. We talked about Noah and the ark in school early on, so I thought a field trip to the Ark Encounter would be perfect. We decided we wanted to go during the Christmas season, so we chose the weekend after Christmas. Nana and Pops came with us and we are so glad they did. We rented a house through Airbnb that was pet friendly so we could bring all of our dogs. Nana and Pops have two dogs and we have one.

We are country people, so renting a house in the city was interesting lol. We found out once we got there that there was a major NFL game on Saturday, and we were extremely close to the stadium. My mom and I realized why it was so hard trying to find a place to stay. I tried to take some pictures along the way.



In our room there was a door that said, "No public admittance" and was locked. Part of me wanted to know what was in there and part of me decided it was best I not know lol.
Marley had no problems settling in...


My mom's dogs on the other hand were a little on edge lol...
We ordered pizza from Domino's and called it a night on our first night. 

We went to the Ark Encounter first, and it did not disappoint. The only disappointment is it was raining and cold.








The Ark Encounter has a total of three floors and are all wheelchair accessible. The inside is made of wood and is just absolutely beautiful! The amount of detail that went into the ark is just incredible. The animals had feeders and waterers in their pens to make feeding and watering them easier. All their waste was collected at the bottom of the pen and could easily be cleaned. It was very spacious inside. If the Ark Encounter is truly what the ark was like I would have loved to be on it. Christmas music was playing softly and it just felt so peaceful inside. We spent 2.5 to 3 hours. There is a small zoo area and a kids play area, but unfortunately it was raining and we couldn't enjoy them. We also didn't get the full affect of the Christmas lights as it was still pretty light when we went. Had it not been so cold and rainy we would have waited around to enjoy them :)



After the Ark Encounter we went back to the house we rented and got ready for dinner. The rest of the night we just chilled.

The next day we went to the Creation Museum. I didn't enjoy the Creation Museum as much as the ark, but it was still pretty interesting. The Creation Museum also had their Christmas lights still on, but much like the Ark we were not able to enjoy it. It was even more cold on the day we went to the Creation Museum, and we just could not handle it lol. I would love to go back another year just to see the lights. 
















We had a great time visiting both the Ark Encounter and Creation Museum. I'm so glad we got to make these memories together, and look forward to our next adventures. The last few pictures are just ones I snapped as we were driving around. I hope you all had a very Merry Christmas and a Happy New Year!


When we were packing up to head home it was snowing! We don't get much snow in Tennessee, so even though we were beyond freezing we were also happy to see some of the white stuff :)



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