Ways I Save Money

 I am always looking for ways to save money. Several years ago, I cut the cord to cable. I went from paying $100 for the basic DirecTV package, to paying $54.75 for Sling. That was almost half the price of what I had been paying, and I got more channels. In full transparency, Sling has gone up on their rates. I tried to figure out a way I could go to a cheaper streaming service, but at the end of the day Sling was still the cheapest. I purchased the 4/$10 entertainment package, which included all the hallmark channels. I found it was cheaper to drop the extra package and use frndlytv for hallmark and lifetime movie network. In dropping the extra package, I was able to get my Sling bill back down to $54.75, but I now have a $9.84 frndlytv bill. It saves me $3 doing it this way verses having it all on Sling. If Sling keeps increasing rates, I may just drop it altogether and solely use frndlytv and a few other streaming platforms.

Another way I save money is by using Ibotta. Ibotta gives you money back on certain offers. I was able to earn $79 last year through Ibotta. If you haven't signed up, I highly recommend in doing so. You can click here to sign up. I have a referral code you can enter when signing up: nhpkaw. When you use the referral code, we will both get cash back when you submit your first receipt. Just a tip for Walmart pickup orders. If you use Walmart pickup, you will need to choose online in Ibotta. I learned that the hard way and missed out on some cash back. You will need to make sure you add the offers in Ibotta prior to purchasing them, otherwise you will not get credit for it. I left .30 in my account from last year, so I am excited to see what the new year brings.

The next way I save money is by using Fetch Rewards app. This app just requires you to submit receipts and you will get points for each receipt. It's similar to Ibotta in the fact that there are certain offers that give you a lot of points, but even if you don't redeem an offer, you still get 25 points per receipt. I have not gotten a lot of rewards off this app just yet. I am less than 10,000 points away from getting a $25 Visa card. My issue is I primarily shop at Walmart for groceries and when I switched to curbside pickup I no longer get receipts to scan. 

The last way I save money is by shopping at CVS for household products. I shop their CVS bucks sale as often as possible to earn extra care bucks. I then use the extra care bucks to purchase household items, and sometimes you can get them for free. 

Do you have any tips on saving money? I'd love to hear.